Posted on June - 30 - 2011
The Airtran Airways A+ Visa Signature is a travel rewards card designed to benefit those who travel with Airtran Airways. The card offers 0% on balance transfer and there is an annual fee of $49. If you do not qualify for a Visa Signature Card, you may receive a Visa Platinum card with no annual fee.
- 10 A+ Rewards credits when you spend $750 in the first 90 days thats more than a FREE one-way
- Two $50 Discount Certificates from AirTran each year on your account anniversary
- Up to 10 A+ Rewards credits for balance transfers
- Low Introductory APR on balance transfers
- Double the A+ Rewards credit redemption period for AirTran A+ Visa cardmembers
- Earn 2 points for every $1 spent on AirTran Airways travel
- Earn 1 point for every $1 spent everywhere else
- Earn 1 point for every $1 in initial balances transferred
- Low $49 Annual Fee
The Airtran Airways A+ Visa Signature is a travel rewards card that offers a 0% Introductory rate on balance transfers.
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Posted on June - 29 - 2011
The Children’s Wish Foundation Select Rewards Visa Platinum Card is designed for those that want to support a nonprofit organization dedicated to fulfilling Wishes for seriously ill children around the world, creating precious smiles and memories their families cherish for a lifetime. The card offers 0% on purchases and balance transfers and there is no annual fee.
- Earn 1 reward point with every net purchase dollar charged.
- Redeem points for merchandise, gift certificates, cash back and more!
- Redeem points sooner start redeeming with just 1,500 points.
- 0% APR for the first 6 billing cycles on purchases.
- 0% APR for the first 6 billing cycles on balance transfers.
- No annual fee.
The Children’s Wish Foundation Select Rewards Visa Platinum Card currently offers 0% on balance transfers and purchases for the first 6 months. Whe
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Posted on June - 28 - 2011
This has been amon question for the past five years. There are many things to keep in mind when you consider whether to borrow or withdraw money from your 401K, such as penalties, taxes and the “set back” to your retirement account.
Borrow
You can borrow up to $50K or 50% of the amount in your 401K but you must pay it back within five years. You must be employed and contributing to a plan to do so and the paymentes out of your paycheck.Advantages
- No credit check
- Application fee can be free or up to 15%
- Your pay yourself interest, not the bank
- Proceeds not taxed unless you default
Disadvantages
- Borrowed amount will not be invested for retirement until paid back
- Opportunity lost in no growth of that investment for five years
- Pay back with after tax dollars but were invested as pre-tax
- Pay taxes on the proceeds, if default
- Pay ie tax again on the money when withdraw at retirement
- If lose your job or switchpanies, must pay the loan off in 60 days. If can
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Posted on June - 28 - 2011
Q: I’m very excited to start using Google Wallet. Does this technology work with the iPhone?
A: Google Wallet, for those who aren’t familiar, is a new (in the United States, anyway—similar technology has been in use in Japan for a while now) payment system that allows you to pay by using your phone. You download the app, input your card information, and then you can tap your phone on the reader to pay at participating retailers. Google’s vision is that eventually you will be able to store your credit cards, debit cards, gift cards, and even boarding passes all in your phone, eliminating the need to carry around a wallet.
When Google Wallet first comes out, it will only be available on one phone: the Nexus S 4G, on the Sprint network. Google says it will expand to other phones, but it is not clear yet whether it will be available on the iPhone. The pho
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Posted on June - 27 - 2011
If you don’t have a credit report at one of the three major credit reporting agencies, what can you do? You have to take the time to build your credit. How do you do that? You get credit from those easiest to get credit issuers such as retail card issuers or a secured credit card issuers.
Retail cards can only be used at the store and don’t have a high credit limit. But, they do help when ites to establishing credit. Secured
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Posted on June - 25 - 2011
People with credit card debts and personal loan debts have been advised to first clear the credit cards which have the highest interest rates first.
The ‘Savvywoman’ editor Sarah Pennells, says that people should review the rates of their personal loans and their credit cards, and then first pay back the one which brings the most charges with it. If you do it this way to will make your money stretch further, as you will be spending much less time building up debt on the high interest rate cards.
She also stated that people often try to pay the smaller interest loans off first, but this is the wrong way to go about it. As she explains, you will be better off by paying the higher rates, as it will reduce the amounts of money you will owe.
A recent study also shows that people entering retirement age, are often facing much bigger financial struggles than anyone. 21
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