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Even the Beatles lamented paying taxes in this 1967 cartoon.

The Fab Four had it right when they said, “You’re working for no one but [the taxman].” But paying taxes doesn’t have to feel like a hard day’s night. When we find ourselves in times of trouble, we get by with a little advice from our friends.

Today, we share great tax tips from our favorite personal finance bloggers to help save you from the taxman. Enjoy!

On Time Management

“Rushing through your taxes, though tempting, is not a good strategy! If you take the time to learn and plan, you’ll keep from missing things, know what to look for next year, and over time you’ll save a bundle of cash.”

“The government processes tax returns in week-long blocks. So Friday morning at 11am EST, they process all the returns they received over the previous week. If you can send it

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One in two applicants for a Barclay credit card is turned down. That’s a pretty high number, so you shouldn’t be too shocked if your application is not approved.

When you apply for a credit card from any bank, you will be screened through ‘Credit Scoring,’ your records are also checked through a credit reference agency.

Some things which will help your case are; being married, having a permanent full-time job, owning your own home, not moving around too much and having a savings account.

But these things alone will not automatically approve you. Some people might not fit in with certain lenders policies. Being over 40 for example might score you some points with some companies, because the credit card company assumes you will be more likely to keep a high balance, which means lots of interest.

If your application was turned down you should find out what the reason was. Lenders

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Every credit card comes with a credit limit. As long as you don’t go over your limit, there won’t be any penalties not from your credit card issuer anyway. Many credit card consumers don’t realize how bad it is to max out their credit card(s). If you have multiple cards, try to keep the balances evenly distributed amongst them, so you never run into this situation. Here are 3 reasons why you should never max out your credit card.

Hurts Your Credit Score One-third of your credit score depends on the “credit utilization ratio”, which is the amount you owe versus the credit line available to you. For example, if your credit card balance is $300 and your credit limit is $1,000, then your credit utilization is 30%. The lower this percentage is, the better your credit score will be. Experts recommend keeping your credit card balances below 50% of the available line of credit given to you. If you do

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I often reference the “FICO Seven Deadlies” in my articles and interviews but it just occurred to me that I’ve never actually written about them as one consolidated list.  This is important because credit rules our lives.  If you have good credit you can do many things, inexpensively.  However, if your credit is bruised or broken, you’ll have a harder time functioning effectively in the world of personal finance.  So what are these seven deadlies?